:root {
  --navy: #0C315C;
  --navy2: #09274B;
  --blue: #2260AA;
  --bg: #F7F9FC;
  --card: #FFFFFF;
  --border: #DCE1E9;
  --text: #1E242C;
  --muted: #58626E;
  --shadow: 0 10px 22px rgba(10, 25, 45, 0.10);
  --radius: 18px;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif; color: var(--text); background: var(--bg); }
a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }

.container { width: min(1100px, calc(100% - 32px)); margin: 0 auto; }

.header {
  background: #fff;
  border-bottom: 2px solid var(--border);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
  gap: 16px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
}
.logo img { height: 64px; width: auto; }

.header-actions {
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
  justify-content: flex-end;
}
.header-actions a {
  color: var(--muted);
  font-weight: 600;
}
.header-actions a:hover { color: var(--navy); text-decoration: none; }

.hero {
  padding: 26px 0 10px;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 26px;
  align-items: start;
}
@media (max-width: 920px) {
  .hero-grid { grid-template-columns: 1fr; }
}

.h1 {
  font-size: clamp(34px, 4vw, 54px);
  color: var(--navy);
  margin: 12px 0 12px;
  font-weight: 800;
}
.linkline {
  font-size: 26px;
  font-weight: 800;
  margin: 0 0 14px;
}
.linkline a {
  color: var(--blue);
  text-decoration: underline;
  text-underline-offset: 6px;
}

.lead {
  font-size: 19px;
  line-height: 1.55;
  color: var(--text);
  margin: 0 0 14px;
}
.signature {
  font-size: 20px;
  font-style: italic;
  margin-top: 10px;
}

.hero-art {
  background: #fff;
  border: 2px solid var(--border);
  border-radius: 22px;
  box-shadow: var(--shadow);
  overflow: hidden;
}
.hero-art img {
  display: block;
  width: 100%;
  height: auto;
}

.center-row {
  display: flex;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap;
  padding: 14px 0 6px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-width: 190px;
  padding: 14px 18px;
  border-radius: 12px;
  font-weight: 800;
  border: 2px solid transparent;
  cursor: pointer;
  user-select: none;
}
.btn-primary {
  background: var(--navy);
  color: #fff;
}
.btn-primary:hover { filter: brightness(1.06); text-decoration: none; }

.btn-light {
  background: #F5F7FA;
  border-color: var(--border);
  color: var(--navy2);
}
.btn-light:hover { filter: brightness(0.98); text-decoration: none; }

.card {
  background: var(--card);
  border: 2px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 18px 18px 16px;
  margin: 18px 0 18px;
}
.card h2 {
  margin: 0 0 8px;
  color: var(--navy);
  font-size: 28px;
}
.card .sub {
  color: var(--muted);
  margin: 0 0 10px;
}
.share-buttons {
  display: flex;
  justify-content: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 12px;
}

.contact-band {
  background: var(--navy2);
  color: #fff;
  padding: 22px 0;
  margin: 18px 0;
}
.contact-band .big {
  font-size: 28px;
  font-weight: 900;
  text-align: center;
  margin: 0 0 8px;
}
.contact-band .big a { color: #fff; text-decoration: underline; text-underline-offset: 5px; }
.contact-band .small {
  text-align: center;
  margin: 0;
  color: rgba(255,255,255,0.92);
  line-height: 1.5;
}

.twocol {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
}
@media (max-width: 900px) {
  .twocol { grid-template-columns: 1fr; }
}
.section-title {
  color: var(--navy);
  font-size: 30px;
  font-weight: 900;
  margin: 18px 0 10px;
}
ul {
  margin: 10px 0 0 18px;
  padding: 0;
  line-height: 1.6;
  font-size: 18px;
}
.note {
  color: var(--muted);
  font-size: 16px;
}

.hr {
  height: 1px;
  background: var(--border);
  margin: 18px 0;
}

.disclaimer {
  background: #fff;
  border-top: 2px solid var(--border);
  padding: 22px 0 26px;
}
.disclaimer .disclaimer-title {
  font-weight: 900;
  color: var(--muted);
  margin-bottom: 10px;
}
.disclaimer p {
  margin: 8px 0;
  color: #3C4755;
  line-height: 1.55;
  font-size: 14.5px;
}
.disclaimer .agent-info a {
  color: var(--blue);
  font-weight: 800;
}

.backhome {
  display: flex;
  justify-content: center;
  margin-bottom: 10px;
}